A Vote for Gold Fish
Let me suggest goldfish (GF). They are hardy, accomodate most water parameters (and yours sounds fine for most fish), they are easy to find, not expensive, come in a wide array of colors, are easy to feed, and are easy to keep.
When I say GF, I am referring to most of the fantail varieties (these have split tail fins, so they have two fins, which billow gracefully in the water). There are some exotic hybrids that you won't find in your general fish stores that I'd avoid (celestials, bubble eyes) but for you money the fantails are great.
Filtration is an issue for GF -- they are notorious poopers. Lots of good types are out there, and you'll find a huge range of opinions here concerning them. Basically, everything works for someone, but I haven't heard anyone say anything bad about Aquaclears. Two AC 300s should be plenty for a 55 gallon tank. I also use bubble wands in my GF tanks. The bubbles themselves do not put oxygen in the water so much as they provide surface agitation which allows the bad gases in water to pass out into the atmosphere, and that is a good thing. A little air pump with an airstone will help and it provides an interesting focal point in the tank.
GF do not need heaters, so you can save a few bucks that way.
What I like most about goldfish is that they inhabit all the zones (or strata) of the tank. Some fish live on the bottom and others hang out up top. I find that boring. GF are all over the tank, so for your tank you'll have a lot of fish activity, and isn't that the reason we keep fish anyway? You can't pack a tank as densely with GF as you would other fish, and GF tanks, since you don't need to heat them, are usually single species tanks. For a 55g I'd think 5 or 6 fantails would do nicely. Avoid koi for an indoor tank.
GF are easy to feed, and I've always used pellets as opposed to flakes. If a pellet sinks, the GF will find it on the bottom. I see no reason for a fish to eat at the surface and gulp air if it doesn't feed so naturally.
Any other questions about this fish, which I am so obviously biased in favor of, just ask.
Regards,
Val