This is the first time I've heard of a gallons/inch rule for SW fish--and am deeply cynical about these types of guidelines for any type of fish.
For a 90, you could easily have room for 1 fish, or for 10--it just depends on the fish you're getting. For example, one queen trigger will happily claim the entire tank, and be a medium sized bio-load. 2 maroon clowns would be hardly any bio-load at all, but would claim the whole tank and beat the heck out of any additions. Or, you could have 2 perculas, a bicolor angel, 3 firefish, a scooter blenny and a jawfish quite comfortably.
So, the better route is to decide what single fish you must have, and then plan around that fish. Always use the adult size--not length, but total size and mass-- for your determinations. The fish activity level and territory needs are also crucial to consider.