O.k., so you have a slightly overstocked tank, but are aware of it, and are plannign to upgrade. Thats good. I'd go higher than 75g though... (like HOlly said). I'd do a 120 at least, and then add some more clown loaches so they'll be happy. If you could go higher (lke a 225) you could also flesh out the bala and silver dollar schools and have an impressive tank!
Right now, Holly is right that it is likely the water conditions causing the issue (though it is likely some illness brought on by stress). The best thing to do is regular water changes until the readings are better. In fact, it will be ultra important to keep up with water changes on your tank. (Though you do have a good ammountof filtration). I would make sure however that nothing gross (extra food, dead fish) is trapped in the ugf. Often lots of gunk sits down there and causes tank problems. I personally am not fond of UGF's for that reason. THere are some medicines that can treat illnesses, but I don't use them in the main tank (they cause too much problems for the good biobugs). Rather, in ahospital tank is better. Once you upgrade, I'd keep the 29g as a quarrantine/hospital tank. (if you go way big on your tank after the 75g, then I'd do that as a hospital tank, you will have some large fish!). If I'm not using a hospital tank, I will dose with tonic salts (unless you already add them regularly, I only use them regularly, in non-planted tanks, and only in certain live-bearer tanks....none of which I have right now) I also will use melafix (at the reccomended dosage or less), in a regular tank. BUt, first I'd get the water quality back to perfect.
Emily