Believe me. I'm in college, working part time, and to be seen at a vet for a herp here is $80+. I've got 6 lizards to feed plus care for. I just give up certain things each week, like living off pb&j or ramon, etc. Guess it's just the sacrifices some people make for things. I know several people that have had to do it, and some vets will even let you pay back so much at a time. Just have to call around and ask how it works.