55 gallon stocking ideas

Severums, chocolates, Angels?

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SO many options! I generally prefer a lot of smaller fish as I enjoy the interaction of the fish with eachother. You mentioned oscar, so I assume you want to go bigger. My problem with that is you are limited to only one or a few fish. Not that it's always a problem, I just find watching 1 fish boring. Furthermore, I don't feel it's a good idea to get a bunch of fish when they are small, knowing you will intend to eventually rehome all but 1 or 2. SO you are stuck with watching them slowly grow into the tank, or buy find someone with the right, already mature fish. Now that's all just my opinion.

What are your thoughts or ideas? Anything you want to have? Anything you don't?

A 55 is big enough to have several pairs of one of the dwarf cichlids. If you can't do soft water your options are more limited but there are some that would work. Then you would get interesting behavior and some smart fish as well.

Severum and non-nippy barbs.

Thought about brackish or FW puffers? Amazon puffer might work with some of the larger short finned tetras or barbs.

Severum would be great alone, as the centerpiece. Also, raphael cats are freaking adorable, and their temperament makes them great tankmates for other bottom dwellers should you want them. You'll want ample cave or cover of some sort for your raphaels. They are susceptible to hiding in the corner if there is not enough cover in the tank for them.