Sterbai, julii, trilli (false julii) and albino cories will all tolerare 86F for the long term just fine. I have both trilli and albino. If you're planting the tank, you'll find the discus will spend more time mid and top level and not so much on the lower level unless they are grazing. Rummynose tetras are a pretty awesome addition to the tank, they don't bother the discus and the discus don't bother them. I have 3 black neons from a different tank that I threw in and they school a lot of the time with the rummies. The black neons actually seem to prefer to be in the upper 1/3 of the tank, while rummies stay in the bottom 3rd. If you go with a slightly smaller (less than 3" full grown) cory, I'd say add 8. If the adult size of the cory is 3", i'd only get 6. Pando cories will do fine for a while, but usually succumb early on to the high temps. I would try to discourage you from adding 10 ottos. As far as I know, ottos only eat algae. I think 10 of them would starve in there. With 6-8 discus, you're not going to get as many plants as you think in that tank. You need to leave open areas for the discus to swim and graze. I would suggest only 3 or 4. And congo tetras get to be 3" when full grown. I wouldn't put a loft of them in there, you're just not going to have room for all those fish full grown. And as for the temps for discus.....you will eventually run into health problems if you keep the discus under 80 degrees. I recommend 86.