There are some discus that are bar-less, but most have bars. Most of the time, at least with grown fish, the bars are not showing, except the first bar through the eyes and the last bar though the tail is usually showing. With young fish, the bars are always showing, in-between they are in-between.
My juveniles, now as big as the palm of my hand, are showing bars about half the time now. When the room is quiet and they are calm, almost all of them are without bars, but when they see any activity that might lead to food, like anyone moving within sight, they get bars, I suppose in preparation for competing for food. Only one or two seem to be able to eat without bars showing.
While the temperature is very important, the water changes are even more important. You want to keep the nitrate level down very low, which is hard to do with a fish that eats meaty foods.
Young discus are better in larger groups, they are cichlids and are prone to all the bickering that cichlids are known for. "They say" that you need 6 or more discus to spread out the aggression, for in smaller numbers the smallest will get picked on until he fades away, then the next smallest will be picked on, until only one remains. I don't know if this is always true or just sometimes true, but Ihave a lot of juveniles because of reading that.