Well, first of all, let's actually define "room temperature"...since it's unlikely your house stays at a constant 70F year round day and night. What's the temperature range in the house and more importantly, what's the temperature range in your tank on a day to day basis. I know my air temperature varies by the season, but in the height of summer it's a fairly steady 76F - 82F (though my tanks stay in the 75F - 78F range) and in the dead of winter, my temps drop to 64F at night and stay in the low 70's in the day (tank temps kept at a constant 74F - 76F by heaters).
As far as low temperatures extending their lives, I'm not going to comment on that since I can't say for sure and can find no information online one way or the other. Regardless, much of the info I see online does recommend raising the tank temps to induce breeding, so based on that, I'm going to say that lower temps will probably inhibit (though not necessarily prevent) spawning, and even if the fish did spawn, there's a good chance that lower tank temps could leave the eggs more vulnerable to disease.