A 400w system will most definitely be brighter than any T5 setup you can get over that tank. Believe me, I love my T5s, but the comparison breaks down once you begin to move up to 400w. They are really only comparable to 250w (and there are some 250w that are significantly brighter). BTW, I would not run a T5 fixture without running fans. They run at an optimum temperature and adding fans can increase intensity by up to 25%. I would use a widespread, efficient reflector (lumenarc, maybe a mini would work best). You can then make bulb choices and ballast choices based on color and the amount of PAR. That being said, 400w is unnecessary but not unheard of (trust me) on a tank that size. The pendants, etc. that you listed earlier don't really have a good enough spread for that tank. The lumenarc will allow you a more even spread, so you don't have one gigantic bright spot and really dim side areas.