Hi..
What type of fish do you have?
It depends on the Species, some may have different Finnegan and colour, the males may be larger and the female may have redder eyes, the males may have a Gonopodium which releases sperm, and the females may have a Gravid spot which holds baby fry.As you can see it really varries, you mentioned a hammer head, they are saltwater therefore making it very hard to tell the sex of them.