Sumps are as complex or as simple as you need them to be. If all you are wanting to do is cycle rock, it can be as straight forward as a bucket (or similar), a pump/power head and a heater. Also, there is. The option of having a separate sump and refugium (which sounds kind of what you are wanting to start with).
A 3 baffle sump is very common but really all you need is one to keep the water level in a single compartment of the sump at a constant height. If you really want control of a refugium held within the same tank as sump equipment, the return pump goes in the middle and the return pipe is T'd off to feed the refugium to the right or left as well as return water to the display.
Typically, sumps are designed based on the entire system layout and the needs of the livestock. You will want to think through what the overall system will be when you build the sump unless again, this will be a dedicated refugium. Things like the amount of flow that will run through the sump, what equipment it will house and what livestock will be in the display (filtration needs, etc). For example, you mentioned keeping nems. You may want to consider a higher flow return and/or a closed loop to reduce or eliminate propeller power heads in the display. Of course there are other options to take propellers out of the equation but just something that you may want to consider.