You're right--if you have a glass cover, a small fan won't help. In our setup, the top of the tank is open, with the lights in the top of the canopy about 12 inches away from the surface. If you don't have a canopy, then a fan won't work. Do you have a sump? You could run the fan on the sump just as well as in the main tank. Other cooling options include a fan along the top off the lights--not as effective, but it will reduce the effect light's heat on the tank. A fan along the back of the tank, forcing air over the glass will help a bit, but not much. Keeping the lights on for only about 8-9 hours a day will help as well. If it's really bad--ie, going over 85--you can freeze a gallon of water (ie, a jug of some kind) and let that float in your tank, preferable in front of a powerhead or filter, so the water runs around it.