And I thought I was secure

It sucks that businesses aren't required to ask for licenses when doing a charge. I also don't sign the back of my card, but write 'Ask for license' on it. Only half the time do they even bother to look at the back, and seldom to they ask for my license. Where I work, I rarely ask because it's usually our regulars. If it's someone I don't know, I look at their signatures and compare. If there is no signature on the card, I do ask for ID.

Thing is, sometimes people get annoyed for being asked. It's for their own protection!

But I get the impression this has been done to you online. I do hope it works out. Since they brought it to your attention and your disputing it, I'd think they would take the charges off.

Good luck.

Lila
 
Just back from the bank. I filled out an afidavit for fraud (or something like that) and they will do the rest of the work. They said I should have the money credited back to my account in about three business days. Hopefully that will be the end of it but it'll still play on my mind until I see the money back where it belongs.

Thanks for all your support in this. Appreciated :thm:
 
You should also report this to the Credit Reporting agencies, and notify the cops. Why? Because they clearly know enough about you to APPLY for credit in your name, and that's even scarier. This isn't just the credit card number being stolen, this could be identity theft, and the sooner it's reported, the less likely you are going to end up paying to have something nasty pulled off your credit report. Sorry, I know that sounds paranoid, but my friend, it's not--it's the price of living in a world where ID theft is real.

Check ALL your other credit cards, as well.
 
My parents had something similar happen to them. My mom went to the bank to pull out some money and they told her she didnt have any. Come to find out, someone had pulled money from their bank account. The money was taken out at a celine dion concert in amsterdam! They did get their money back, but never figured out who took it.
 
My husband is a smart guy, and even after I warned him, he fell for one of the paypal scams. You get an email that says you need to update your info., or verify a sale, whatever, and they get your information that way. He said he went through and checked on many different safety pages, but of course this was all from the link he was sent :cool: .

Hope things work out rev.!!
 
Holly, any email I get from 'paypal' that says I need to update my account, I send to paypal's fraud email address. Every one I've ever recieived has been a scam. The fraud dept. always suggests I change my password after I get those emails. I've changed my password many times now. *Sigh*
 
Thats a pretty sucking situation. Normally, bank authorities are good at recognizing scams and you'll have your money back in no time.

You should cancel and renew all your credit cards, for your own sake. Also, my credit card company has a voluntary insurance fee: for $1 a month, you get a 80% coverage over any fraud that can't be solved. I know it's not the best thing to have, but it can bew helpful in the worst of the scenarios.

Maybe I can throw another recomendation: have a low limit credit card for your online shopping. I don't know the minimum top of US credit companies, but here in Costa Rica I can get a credit card that maxes out at $200. Normally, what I buy online will rarely get over 100 bucks, so it works for me. The big card is used only locally.

Also, try to find a good source for your online stuff instead of a lot of stores. I'm not making any advertising, but in amazon, I can get pretty much whatever I need, from car radios to aquarium test kits. This way, I can order everything from a single site, instead of have my credit info scattered amongst a lot of small companies databases.
 
Mmmmh i am surprised this didn't get mentioned yet - but beside the firewall how much other security software are you running ?
I'd be worried about some type of spyware/ keylogger being installed on your PC that stole the information when you provided it to the online retailers. (which would explain why your card # and adress were known)

Unfortunalety nowadays there is no 100% protection. Even if you have every security software known to man - there is still plenty of spyware that they don't find.
 
You must log in or register to reply here.
AquariaCentral.com
Top Bottom