This is why much of the aquarium equipment that we buy says that it should be connected to a GFCI (ground fault circuit interrupter) outlet. In the USA, it was code to put these in areas such as bathrooms (since 1975) and kitchens (1987), where there is exposure to water, but older homes won't have these. And how many of us put our tanks in the bathroom or kitchen?
There is no regulation to install these in most other areas of the home, so they are usually not protected. I installed a GFCI outlet in my dining room because of the 2 aquariums.
If you can't install one yourself or don't want to pay an electrician, I would strongly recommend that you get one of the portable type, that look like an extension cord. A picture of two types can be found on page 5 of this
http://www.leviton.com/pdfs/d-503/d-503F.pdf I don't recall how much they cost, but I saw them in Lowes... I assume Home Depot would have them as well.
I would strongly recommend that you have a GFCI on your tanks, because whether or not the story was true, this can kill.
Here's some info to read on how ground fault interrupters work.
http://www.doityourself.com/stry/gfci
Now, my own question: My 10g tank has one of those hoods with the bulbs screwed in on the other side and a few inches above the water with nothing between it. I can imagine how simple it would be to slip and drop the hood in. I'd like to come up with some crossbar or something to put at the top of the tank, which would prevent the hood from falling in, or at least partially deflect it. Does anyone know of something like that? My 28g bowfront has a crossbar in the center that was built into the tank.