Ok, many filters have the 3 stage filtration. most cannister filters you can chose your media. Power filters like marineland penguins and emperors have 3 stage also. Mechanical-Picks up floating debris, or bigger things, Chemical-Removes harmful chemicals from the water, biological-something that the good bacteria can colonize on to break down nitrites,nitrates, and ammonia. In a powerfilter, like the penguins, the media is a pad attached to a plastic cage type thing holding the chemical media. Then the water passes under a bio-wheel that hte bacteria colonizes on, biological filtration. As for teh UGF, most people dont use then anymroe, but some still do. It is just a plate taht you put in the bottom of your tank. Then you put the gravel over it. A tube comes from the ugf and is attached to a powerhead. This sucks water through hte gravel to make bigger bacteria colonies. This is another form of biological filtration. It would be a lot easier if you had a good example of teh filters. SOme one probably nows a good website to explain it.
HTH