Shut up! You're not! I appreciate the help, so keep commenting.
I definitely think the substrate played a part in that it may have stressed some fish and lowered their immune defenses enough for the virus to take over.
The issue was, because my test kit is getting old, I thought it was inaccurate and not properly reflecting ammonia, nitrite, and nitrate. This turns out not to be the case after all since doing a bunch of different tests with different results. So there wasn't any toxicity of ammonia, nitrate or nitrate. They were at zero PPM or there-abouts even though the sand was unseeded and it was an all at once change to the tank.