So, I have looked up ionic regulation in my really old fish physiology book, and found a lot about Na, K and HCO3, and a little about SO4, but nothing about PO4.
I still think it won't be readily absorbed (remember the difference between NH3 and NH4+, one of which is toxic because it is uncharged and is easily absorbed via the gills).
Nonetheless, there's another important point. What are the normal plasma and intracellular concentrations of PO4 in FW fish? If PO4 is normally higher in the blood than in a polluted tank, then it's not likely to make much of a difference. On the other hand, if the plasma concentrations are a lot lower, then the fish may struggle to PO4 out.
I found one ref on google for 4-8 mM, but I'm not convinced that it's reliable. Now I want to go back to work and get on a decent database, but it will have to wait.