gosh, for my 55 gal I use 110 watt cf, an 8 watt canister filter and a 300 watt heater that gets used maybe 1/10 of the time and no UV.
a 400 watt pump sounds like a bit large for a hobby tank, maybe it's 40 watts.
55gal
8watts/hr X 24 X 30 = 5.76kwh = $.80 or so
110watts/hr X 8 X 30 = 26.4kwh = $4
300watt/hr X 2 X 30 = 18kwh = $2
So I get maybe $6/month, ok so it's not $1. I did a similiar calc for my 20gal and got maybe $2, so I'm optomistic.
good luck

a 400 watt pump sounds like a bit large for a hobby tank, maybe it's 40 watts.
55gal
8watts/hr X 24 X 30 = 5.76kwh = $.80 or so
110watts/hr X 8 X 30 = 26.4kwh = $4
300watt/hr X 2 X 30 = 18kwh = $2
So I get maybe $6/month, ok so it's not $1. I did a similiar calc for my 20gal and got maybe $2, so I'm optomistic.
good luck