"I was a little unclear as to whether or not your fish had any other tank mates. Were there other fish/invertebrates in the 55g with him, or was the the only inhabitant?"
There are 3 turtles and the fish, all accidentally wild caught in a bait net from a lake behind my house while trolling for fishing minnows. Although tanks have gone from 10, 20, 25, 35, 55...the water and substrate has been repeatedly transfered for 5 years. I am assuming the bacteria transfers with it. *Ammonia has never been an issue in the past.
Getting a larger filter would be sound advice. When I originally purchased the current one, I was only processing 25 gallons through it! The turtles are SO MESSY, and carnivores. Not only do they poop for 10 fish, but leave half eaten pieces of shrimp and minnows all over the place. I siphon vacuum into a filtered cup and dump the clean water back into the tank as much as possible, but an hour later the sand is as dirty as ever. Gravel is easier to vacuum although the turtles tend to eat it. Sand is an okay substrate for my shelled friends and would create a huge surface area for bacteria in theory. The bottom of my 3 inch substrate would be oxygen deprived and host nitrate eating bacteria although this theory doesn't seem to be delivering. :/