Well, I agree with most of the above - let me just add:
First - as noted, concrete will raise your ph. So unless this is a cichlid tank, you may have some problems.
Second, there is a way to cure the concrete - I read it in the DIY background instructions a couple folks did on a cichlid site (I can't recall the name / link right now). That will make it safe for fish - but again, your ph will be affected ( I seem to recall them curing it by soaking in slatwater - but I could be wrong)
third - why don't you instead go with epoxy resin and sand? thats what I did - the resin is inert - and the sand gives a textured finish just like rocks - check out my pics / instructions on the Tank Pic link below