I agree on the hard water issue...well there really is no issue as it will be fine for most fish. The only real problems you would run into are keeping wild caught fish or if you attempt to breed softwater fish.
Cycling will probably take you that long and definitely go the fish-less route...here's a good read on cycling thanks to rbishop:
http://aquariacentral.com/forums/showthread.php?t=84598
Cycling will probably take you that long and definitely go the fish-less route...here's a good read on cycling thanks to rbishop:
http://aquariacentral.com/forums/showthread.php?t=84598