Running a single fx5 on your tank would be fine. Just about everyone here runs 2 filters on each of there tanks though. On my 50 I have a fluval 305 and a cascade hob that is rated for 80 gallons I think. My 125 again, has the fx5 and magnum 350 pro. It's more about a sense of security rather than having a super clean tank. If one filter breaks or stops working while you aren't around, you at least already have a back up running swarming with beneficial bacteria to take care of everything. An extra filter that is too small is better than no filter running at all.
In my case on the 50, both filters are over rated for the tank, which is absolutely perfect. With my 125, the magnum 350 pro is rated for 100 gallons, but in the case that my fx5 should fail, it would be acceptable filtration for a short time. Then if all else fails I also have a cascade 1000 just sitting around taking up space I could use lol.