You are allowed to get just as messy as you like, you have my permission.
the issue in an aquarium is that the soil will mix in the water column and make it cloudy and potentially cause algae blooms or green water.
the 'cap' is to prevent that by keeping the soil on the bottom of it, preventing it or the nutrients from entering the main part of the water.
you can use flourite, it might be too large of a grain, I'd use sand, or something finer, to avoid needing too deep of a cap to prevent muddying the water. you have the same risk whenever you plant something, or uproot a plant. aquasoils prevent this by being larger grains, that contain the nutrients within them until removed by the roots of plants.
But it all depends what is available commercially by you. in the US I would suggest using fluval stratum as a cheap substrate, rather than capping anything with flourite, or sand, or whatever.. MTS, or capped dirt, or whatever, is a cool science experiment, but if your objective is to spend your time growing plants and creating some sort of aquascape, you likely have enough on your plate than worrying about getting the water muddy too.