Your gravel should be sufficient. My 29 is about 3", but that is not likely a significant difference. The Crypts and Vals definitely send roots down just as far as they can, but have not caused any issues. I don't do much with stem plants, so cannot give any experienced-based help there. My present experience is that to date the Swords and Crinums have not caused any problems, but they were not put into any RFUG planted tanks as early as the smaller plants, so for me the verdict there is still pending. I do have both in a tank where I can see the bottom glass (rare for me) to monitor. Old swords I worry about in conventional substrates as their root mass is exactly that - massive - so it will take some years before I make a call there. The Crinums have very far-reaching roots (4-foot footprint? The roots will match the leaves, say 6' at least, but are not compacted), but their root growth I suspect will be an issue. Apons have not been an issue either, but I need to test some which lack dormancy - a potentially different situation.
ghinksmon - you are welcome. That is one topic on which I feel guilt, as I offered valid but incomplete info originally.