On tanks 100 gallons or larger a wet/dry system is typically used as you can install a return pump with higher flow rates than a typical HOB can achieve. This is not to say you can't use one on smaller tanks as many people do so. A typical wet/dry (trickle filter) usually is a part of a sump system. The sump is simply extra water storage. When in a SW environment it is usually 1/3 of main tank size.