It depends on the size of the tetras. For a 20g, I would get about 10-12 "typical" tetras that are about 1.25"-1.5", like neons, cardinals, glowlights, lemons, or serpaes, etc. Then I would round off your stocking levels with 4 or 5 corydoras. If you are thinking about some of the larger type of tetras, like bleeding hearts, or emperors, that are typically 2"-3", you should go with a smaller school of 6 or 7, plus 4 cories.