Yes, debris will build up at the same rate, I said that. It is dealing with problems later and dealing with that build up that make other filters better.
And any filter that has a full load of bacteria for the bioload (as in: as long as the tank is cycled) will deal with wastes just as quickly as long as you have the water flow to get the wastes to the media. There are problems with UGF discussed earlier in this thread, such as uneven water flow through the gravel, areas being blocked off with debris, etc. If the nitrifying bacteria are submerged and need an area of x to colonize, then having an area of 4x is not going to help. As said, once you have all you need (the tank is cycled), you aren't going to get anymore.
You guys have your experiences and opinions about UGFs, I have mine. Obviously they differ. Luckily we are on a forum where we all get to share and defend our experiences and opinions and let others decide which makes more sense to them.