it sounds like it is just a lost scale, since you've obviously done a lot of research to try to diagnose any disease or parasite. those can take a long time to regenerate, in my case a female white cloud minnow scratched some of her scales off during an ich outbreak and they never grew back! that same fish also had a missing caudal fin which likewise never grew back. poor girl, she lived for 2 and 1/2 years with that broken body before finally succumbing to exhaustion, i think. maybe she had some kind of deficiency, hmm. but i digress...