^Yeah. Most tropical fish like a temperature of 78* F, while most coldwater fish like a temperature of 70-72 degrees. (Room temperature without a chiller)
I think this is a pretty good explanation.
freshwater tropicals = 78º and up (heater advised)
Freshwater coldwater below 78º (room temperature - no heater required)
Some coldwater fish can withstand water temps in the high 30's.