I can say the same for those 14 k's I bought on ebay. I haven't seen any algae growth in the tank to this point, the zoas are dividing good, the colt coral is increasing its size.. All seems well.
10k is pretty much as white as you can get. Less than 10k (6500k for example) tend to be more yellow.
14k is bluer and 20k is really blue....these are generally used to stay away from actinic support.
Keep in mind that you will probably get slower growth with the 20s. Some compensate for that by moving the bulbs closer to the water.
I just bought 20K and I love the color. The brand i bought actually isn't "really blue" but gives off a blue/purple hue which I like. I had 15K in before and it was a nasty yellowy white so I bought something away from that, there was not a blue hint to those in the slightest. I'm happy with the 20k I have now.