Jay, sorry you think I somehow misrepresented what they said by quoting it. It was the reason I quoted the sentences in complete paragraphs and linked the pages.
Here is another page on chlorine in the water and what it can do (note with these guys that they seem to mainly deal with ponds):
http://koiclubsandiego.org/library/chlorine.php
Here is a somewhat related article on how much chlorine is in the waters (they were testing it for drinking purposes, but I think "the amount of Chlorine in the unfiltered tap waters was double the maximum containment level" is still applicable)
www.usc.edu/CSSF/History/2005/Projects/J0912.pdf
Here is another link recommending water treatment/filtering:
http://www.arlingtonva.us/departmen.../uepd/wquality/EnvironmentalServicesFish.aspx
Notable in this last link is that it says the Koi Club of San Diego found that replacing
less than 1% of the total volume may be okay because the rest of the water can absorb the chloramine in it.
And this is a link with an article going over *other* problems that tap water can pose in addition to chlorine:
http://www.advancedaquarist.com/issues/jan2004/chem.htm
My conclusions: It's going to vary a *lot* based on where you live. Like I stated before, when I had fish 10 years ago I never used water conditioner. I changed less water per change and the local tap water was extremely untreated (they actually nearly got in trouble because of the lack of chlorine and other chemicals). Would I recommend this to other people? Of course not! They don't live where I did, and even if their water lacks chlorine it may have other harmful elements in it!
My general opinion is that, unless somebody wants to test *their* tap water up and down (and not just for chlorine), comparing how their aquarium water changes in response to it.... then just use conditioner, but in the proper amount. There is more to worry about with tap water than just chlorine levels.
As far as whether chlorine is beneficial to fish in small quantities because it reduced the other pathogens - the guys at petfish say they once thought it might be. Yet now they still regularly add water conditioner. Now, they aren't saying that chlorine doesn't harm fish, they aren't saying that chlorine is good for fish. They are saying their previous thoughts were that the chlorine reduced other pathogens (possibly in the tap water) that would also be dangerous to fish. Possibly a logic of better of two evils. Besides that, they have not gone into an in-depth discussion on how much chlorine is in their tap water, or any summaries of any tests they've performed to support that the good outweighs the bad. They're going by experience, it seems, rather than hard numbers.
Other experts at other sites say to use water conditioner, but the amount and regularity of its use will be dependent on your tank/changes.
I think this entire thread has been extremely informative not only in seeing the different methods people use to clean their tanks, but also in giving tips about how it could be done more easily and a fairly extensive debate on dechlorinators/conditioners/tap water.
Beyond that, though, I'm out of this thread =P
I think the topic of water conditioning should deserve it's own post - so people seeking out information on just that know where to look. Too bad you can't split a thread and post the water treatment posts of this thread in that one.