Sounds like you are getting a lot of good info. Just wanted to add that the low pH will also kill off your biological filter. A pH lower than 5.5 will kill the bacteria so you're right on the edge. Like you said earlier, crushed coral in the filter will help a lot. I have a tank where the pH runs low, around 5, because I run CO2 and use Aquasoil. I keep the pH right at 7 with crushed coral in the filter. No need to add anything at water changes so it's easy to maintain a steady level.
And X2 on www.aquariumfertilizer.com. You can get what you need and enough to last you years for less than $30.
And X2 on www.aquariumfertilizer.com. You can get what you need and enough to last you years for less than $30.